Advice4Life Client Resources
Welcome to your Advice4Life client information hub.
Here you’ll find helpful documents explaining key insurance terms, cover types and how premiums work. Please take a look through the resources below, and contact us if you have any questions.
Glossary of terms
An easy-reference guide to common insurance terms used in your policy documents.
Important information and disclosures
Important information about Advice4Life’s disclosures, including commissions, fees, complaints, dispute resolution and duties to clients.
Disablement curve
A visual guide showing how the likelihood of illness or injury can change over time.
Introduction to cover types
An overview of the main personal insurance cover types and what they are designed to protect.
Premium structure and what it means to you
A guide to how insurance premiums are structured, and why they may change over time.
Advice4Life Limited (FSP 489726) holds a licence issued by the Financial Markets Authority (FMA) to provide financial advice.