Creating certainty for your business

Have you and your business partners thought seriously about what would happen if a key person, director or shareholder couldn’t be involved in your business for a sustained period of time, maybe ever again?

Most businesses have contingency plans but more often than not these plans are undone by unforeseen occurrences.

That's where a good insurance plan comes in - and having the right adviser is key to having the right insurance plan.

Types of commercial insurance

Our process

We work with you to provide the advice and insurance
you need for every stage of life.

What our clients have to say

“Grae negotiated trauma insurance for me which has been an absolute blessing after being diagnosed with a terminal illness. He helped us through the claims process which allowed us peace of mind and the ability to make better decisions in a difficult time.”


Stephen and Jacqui - Waipawa

“We have been dealing with Grae and Advice4Life since our business began in 2012. Grae always seeks out the best options and updates for our cover and is completely honest and upfront when discussing what cover we may or may not need.” 


James - Hawke's Bay

“Grae’s comprehensive knowledge helped us find an option that suited our budget and best met our requirement to have cash on hand in the event of a medical trauma. His assistance from the start meant we had the right cover at the right price for us.” 

Deborah - Hawke's Bay