Creating certainty for your business

Have you and your business partners thought seriously about what would happen if a key person, director or shareholder couldn’t be involved in your business for a sustained period of time, maybe ever again?

Most businesses have contingency plans but more often than not these plans are undone by unforeseen occurrences.

That's where a good commercial insurance plan comes in - and having the right adviser is key to having the right insurance plan.

Types of commercial insurance

Our process

We work with you to provide the advice and insurance
you need for every stage of life.

What our clients have to say

“Grae negotiated trauma insurance for me which has been an absolute blessing after being diagnosed with a terminal illness. He helped us through the claims process which allowed us peace of mind and the ability to make better decisions in a difficult time.”



Stephen and Jacqui - Waipawa

“We have been dealing with Grae and Advice4Life since our business began in 2012. Grae always seeks out the best options and updates for our cover and is completely honest and upfront when discussing what cover we may or may not need.” 



James - Hawke's Bay

“Bhumi, with her explicit skills and unquestionable knowledge guided me and worked around the best suited insurance plan for me and my husband. We had some technical issues in the process, but never had to worry because we have an expert taking care of the problems.” 

Ameya & Juilie - Christchurch