Homegrown peace of mind

If you could insure against fluctuating stock or dairy prices you probably would, right? Then why leave something to chance that can be even more crippling to your business - the incapacitation or death of key farm staff or the farm owner?

Financial planning on a farm is critical, whether it be how to cover high levels of debt that farms often carry, to protect the revenue from the farm or to make sure a succession strategy runs smoothly.

At Advice4Life, our trusted advisers can work through a rural insurance protection plan that gives you peace of mind.

Types of rural insurance

Our process

We work with you to provide the advice and insurance
you need for every stage of life.

What our clients have to say

“Grae negotiated trauma insurance for me which has been an absolute blessing after being diagnosed with a terminal illness. He helped us through the claims process which allowed us peace of mind and the ability to make better decisions in a difficult time.”



Stephen and Jacqui - Waipawa

“We have been dealing with Grae and Advice4Life since our business began in 2012. Grae always seeks out the best options and updates for our cover and is completely honest and upfront when discussing what cover we may or may not need.” 



James - Hawke's Bay

“Bhumi, with her explicit skills and unquestionable knowledge guided me and worked around the best suited insurance plan for me and my husband. We had some technical issues in the process, but never had to worry because we have an expert taking care of the problems.”


 Ameya & Juilie - Christchurch