Personal insurance for your life needs

We all know it's a good idea to make plans in life - whether it be to pay off the mortgage, buy a new car or set aside education fees for the family. But what many of us forget is that all good plans need protecting.

What if your family's income stops or is drastically reduced because you (or another earner) can't work? Unless your plans are protected, this can be devastating.

We insure our cars, our house and contents...some of us even insure our pets! Shouldn't we be thinking about protecting the most important thing in our lives - ourselves and the people closest to us?

At Advice4Life we genuinely want to help you protect your plans and your loved ones. Working in collaboration with you, we'll advise you on your personal insurance and the right protection plans for your circumstances and stage of life.

Types of personal insurance

Our process

We work with you to provide the advice and insurance
you need for every stage of life.

What our clients have to say

“Grae negotiated trauma insurance for me which has been an absolute blessing after being diagnosed with a terminal illness. He helped us through the claims process which allowed us peace of mind and the ability to make better decisions in a difficult time.”


Stephen and Jacqui - Waipawa

“We have been dealing with Grae and Advice4Life since our business began in 2012. Grae always seeks out the best options and updates for our cover and is completely honest and upfront when discussing what cover we may or may not need.” 


James - Hawke's Bay

“Bhumi, with her explicit skills and unquestionable knowledge guided me and worked around the best suited insurance plan for me and my husband. We had some technical issues in the process, but never had to worry because we have an expert taking care of the problems.” 

Ameya & Juilie - Christchurch