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Seven interesting benefits of having health cover

Are you exploring your health cover options? Or perhaps you’d like a refresher of the benefits your policy already brings? 

As we’ll see in this guide, there’s more to health insurance than skipping the public system waiting list or having elective surgery. Depending on the insurer, you may be able to access some lesser-known perks. Read on to learn more.

Access to non-Pharmac funded cover
At its core, health insurance is designed to give you faster access to medical diagnosis and treatment. It’s there for you when you might need it most.

What you might not know is that, with some policies, you can also access non-Pharmac funded medications – those that are approved by MedSafe, but not publicly funded yet. These medications can otherwise be too difficult or expensive to access, and having health cover can mean one less thing to worry about.

Whether this option is something you’d like to investigate, or you’re not quite sure if your existing health insurance policy includes any non-Pharmac cover, get in touch. We can help you find out.

Rehabilitation programmes
Another lesser-known benefit of health insurance is financial support for your aftercare, not just during medical treatment.

Depending on your policy, you might have a range of rehabilitation programmes covered – like pain management, bowel screening, cancer care, weight management, and more – leading you to focus on your recovery, and to a more fulfilling life.

Again, if this is something of interest, we’re here to help you navigate your options.

Mental health benefits
In these uncertain times, it can be easy to feel overwhelmed, and find yourself in need of some help. And you might know that therapy sessions can be a bit too expensive.

Knowing this, some insurers provide members with support in this space. Terms and conditions vary widely, so we welcome you to talk with us if you’d like to understand what’s available.

Remedial treatments
Got some tension you’d like some care for? With certain types of health cover, you can have some costs of remedial massages and acupuncture therapies covered.

You may also have other out-of-the-box options like traditional Chinese medicine covered, bringing you the medical care you need, and prefer.

Dental care
Need an expert to brighten up your smile? With some types of health cover, you can get dental inclusions, which make access to dental treatment easier and more affordable. 

For example, if you or your children need braces or other orthodontic treatments, a part of your expenses might be covered by health insurance.

Bonuses for getting fit
Did you know that your gym membership might also be partially covered by health insurance? Depending on the provider, you may have discounts on gym memberships through select partners – it may be a good incentive to get on the treadmill. 

Like to learn more?
These are just a few examples of lesser-known benefits that health insurance may bring. The actual list depends on the provider you choose. Once again, if you’d like to have a comprehensive overview of the benefits available, don’t hesitate to contact us. Our friendly advisers at Advice4Life can help you find an appropriate solution for your unique needs – click here to find an adviser near you.

Disclaimer: Please note that the content provided in this article is intended as an overview and as general information only. While care is taken to ensure accuracy and reliability, the information provided is subject to continuous change and may not reflect current developments or address your situation. Before making any decisions based on the information provided in this article, please use your discretion and seek independent guidance.