Philip Aguda, Financial Adviser
With over five years of experience as a financial adviser, Philip brings a wealth of knowledge from both the insurance and bancassurance sectors in the Philippines. Now based in New Zealand, he’s passionate about helping families protect what matters most and building legacies that last across generations.
“What drives me is knowing that I can help people feel confident about their future,” says Philip. “Whether it’s protecting their income or growing their KiwiSaver, it’s all about giving them a sense of security and direction.”
Philip holds a New Zealand Certificate in Financial Services Level 5, specialising in insurance and investment. His expertise lies in personal insurance and KiwiSaver, and he’s known for guiding clients through the world of financial protection with empathy and clarity.
“For me, insurance isn’t just about policies and payouts—it’s about real people, real stories, and making sure that when life throws a curveball, families are still standing strong,” he says.
What Philip values most about being part of Advice4Life is the team spirit—everyone is genuinely focused on making a difference in people’s lives. That shared purpose keeps him inspired every day.
Outside work, Philip is a proud member of the Filipino community in the Lower South Island, especially Invercargill. He’s also a dedicated basketball player and a hands-on dad, always carving out time for family.

"Financial advice should feel empowering. I want every client to walk away feeling clearer, stronger, and more in control of their future."

Advice4Life Limited (FSP 489726) holds a licence issued by the Financial Markets Authority (FMA) to provide financial advice.